HCR Wealth Advisors: Providing You with Research-Based Financial Insight

If you don’t make smart investments at the right time, you may not be able to enjoy a secure financial future. There are many people in the United States who are struggling financially and not able to live the life they always dreamt of living. If you are one of those, who may not be able to make ends meet as much as you should at your age, taking the help of the investment advisors at HCR Wealth Advisors is what you are looking for. HCR Wealth Advisors was established by Greg Heller three decades ago to educate people about finances and provide them the necessary assistance to build their career. If you want to create wealth over time with investments and want to know more about how to do it, rest assured that HCR Wealth Advisors may be able to guide you in the right direction.

HCR Wealth Advisors employees can help you build an investment portfolio that would consist a mix of riskier and less-riskier investment products that are suitable for your needs and goals so that you can build towards your financial future. Many young people these days are burdened with too much expense and with limited income. Because of this, it can be difficult for many young people to save as much as they should. It is for this reason that the help of a financial advisor can help you put your money on the investment products that would give you economic coverage. So, in case of any financial emergencies, you wouldn’t have to knock the doors of the bank or take money embarrassingly from your friends and family.

Managing your assets can be difficult if you don’t have the financial expertise, but HCR Wealth Advisors can assist you with their professional experience and help you to ensure that your assets and investments continue to grow and supplement your income. Your finances play a very vital role when it comes to transitions in life like marriage, divorce, child support, buying a new business, retirement planning, and so on. It helps people achieve the goals they always want to make financially.

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Gareth Henry: The story of purpose

Gareth Henry once considered an icon in “Jamrock” has over the years been an enemy of the state. What would make a Jamaican star endure so much hatred despite representing his country in badminton championships? Well, the story began on 20th October 1977. Born to an absentee father and a mother who was at her teenage years; Gareth Henry managed to follow his dream of playing badminton. At age 33 he won the men’s singles and doubles and mixed singles bronze medal during the Central American and Caribbean games. From 2013 to 2017 he won both the Carebaco cup and the San Domingo opens of 2013.

While winning many hearts during his games, Gareth Henry always maintained a secret – one that would almost cost him his life. At the age of 15, he realized that he was not normal – he had a liking for men. This compromised his position as a badminton player. In 1993, he escaped home to experience freedom, leaving his sister, mother, and grandmother. After moving to a new location, he helped in establishing Jamaican Forum for Lesbians, and Gays. This is a foundation that helped raise awareness while demanding equal rights with other people. After the stabbing of their leader, Gareth Henry took leadership of the organization. In a bid to demand equal rights, Gareth and his members held peaceful demonstrations over time. This didn’t auger well with other citizens. They viewed his actions as evil and an abomination to the true values of Jamaica.

This took a turn for the worst in 2007 when he was aired in world media organization being hit by police officers in front of over 200 people. After being released, his persecutors tracked him down and on each occasion warning him that they would kill him. Realizing his life was in danger he set out for Canada as an asylum seeker. Currently, he is trying to get justice for all their persecutions under the police by suing the Jamaican government.

Meet Anil Chaturvedi: He’s An Experienced Banker Who Has An Impressive Financial Background

For Anil Chaturvedi, being well-versed in the banking milieu is his strong point. Anil Chaturvedi is a veteran banker with four decades of work background in finance and banking.

Anil Chaturvedi is currently working as a managing director for Hinduja Bank, which is situated in Geneva. Since 2011, Anil Chaturvedi has been an employee of Hinduja Bank. Some of Anil’s responsibilities included building a business that focuses on corporate advisory. This role also includes assisting to hatch strategic alliances amongst corporate interests in the USA, Asia, India, and Europe.

Mr. Chaturvedi is also involved in the restructuring and selling of distressed assets, credit syndication as well as the raising of capital from both institutional investors as well as many international organizations.

Concerning his past roles in banking, Anil Chaturvedi worked as an International Managing Director at Merrill Lynch in New York City from 1993 to 2011. While at Merrill Lynch he worked with many high net financiers from India. Many of his clients from India who were residents of Asia, the U.S. as well as Europe. During his tenure at Merrill Lynch, he was designated one of the top advisors. Anil was also a member of the “Circle of Champions” at Merrill Lynch.

Anil also worked for ANZ Grindlays Bank, which was located in New York City. Anil assumed the role of Vice President and Senior representative from 1991 to 1993 ar Gundlays Bank for the U.S. operations.

Anil’s position at ANZ Grindlays was impressive because he was in charge of their essential operations at this bank. Anil was also responsible for the marketing, regulatory and compliance issues. While at Grindlays he built a very profitable business. Anil also was managing the product development side at Grindlays. Founded in London in 1828, the company was taken over in 1984 by the Australia and New Zealand Banking Group.

From September 1987 to July 1991, Mr. Chaturvedi was a manager for the planning and development for the State Bank of India. During his tenure at this bank, he was responsible for the planning and implementation of strategies for the bank’s marketing side.


A Look at the Expansive Growth of GreenSky Credit

Located in Atlanta, Georgia, GreenSky Credit is a growing financial technology company, according to Wikipedia. The company was established in 2006. Between 2012 through 2016, approximately $5 billion was lent to consumers via the company’s lending program and technology.

GreenSky Credit: Financial Technology for Banks and Merchants

At the heart of GreenSky Credit’s services is providing technology to aid banks and merchants in lending to consumers for targeted expenditures. These include home improvement, solar, elective healthcare and other purchases.

The home GreenSky Credit mobile app allows consumers to seek financing for specific purchases from a wide array of merchants. Indeed, at the present time, approximately 12,000 merchants of different types are connected to the company’s lending technology. These merchants includes retailers of different types, including Home Depot, to numerous contractors.

At the present time, the firm has over 1,000 employees. As with so many things associated with GreenSky, its workforce has been increasing in number with each passing year. The company is headed up by its co-founder, David Zalik. Zalik holds the title of chief executive officer. Gerry Benjamin is the vice chairman of the enterprise. Tim Kaliban is the president of GreenSky. The management team gets high marks from financial publications like Forbes.

Capitalization and Valuation of GreenSky Credit

By 2016, the CEO of the company announced that the enterprise was profitable. A valuation of the company occurred in 2016. According to the Wall Street Journal, the valuation placed GreenSky Credit on the list of the most valuable privately-held financial technology startup enterprises in the United States.

In May 2018, the company set its IPO terms. The established IPO terms were 34.09 million shares at between $21 and $23.

GreenSky Technology Remakes the Lending Scene

GreenSky truly is tacking a leadership role when it comes to lending in the United States. The firm joins other companies in taking on traditional lending structures in the country. Although firms like Greensky are only a small percentage of overall lending in the country, that percentage edges upward with each passing year. This is a trend that is expected to continue into the future.


Sahm Adrangi Remains Intent on Shorting St. Joe’s

Today, Sahm Adrangi is the Chief Investment Officer of Kerrisdale Capital, but it was in 2011 that he burst onto the investment scene by shorting several prominent Chinese companies, while also exposing their fraudulent practices. In a recent report, Sahm Adrangi and Kerrisdale Capital set their sites on St. Joe Company, which was recently given a valuation of $1 billion. In Sahm Adrangi’s report, he cites much of the land owned by St. Joe Company, as “over-valued and over-hyped,” as the majority of the land is separated from the prime real estate locations of the Panama Beach area. According to Sahm Adrangi’s assessment, St. Joe Company is 40 percent less valuable than what is being publicly projected. While this possibility presents a major blow to the shareholders of St. Joe Company, a number of new issues regarding their primary shareholder, Fairholme Fund, as well as the longstanding stagnation regarding commercial development, complicate the whole of the problem exponentially.

St. Joe Company was recently given this high valuation due to the potential of their plan to commercialize the Panama Beach area, building a new retiree destination. The major is issues lies in the fact that, much of the land to be commercialized by St. Joe Company, is swampland located in remote areas. These areas are not likely to be commercialized in the near future, and much of St. Joe Company’s prime real estate, has already been used.

Fairholme Fund currently owns 22.7 million shares of St. Joe Company stock, making them the largest shareholder. New regulations implemented by the Securities and Exchange Commission will require that 10 million of Fairholme Fund’s St. Joe Company shares, be liquidated. According to Sahm Adrangi, this liquidation process would need to be completed by December 1, 2018, but with the number of trading days left on the calendar, this would be a virtual impossibility without affecting the share price of St. Joe Company. The role of Bruce Berkowitz also presents a major problem for St. Joe Company, being that he is both, the fund manager of Fairholme Fund, and the chairman of the board at St. Joe Company.


Shervin Pishevar’s Vision For American Infrastructure

There is some fascinating economic news pouring out of the twitter account of Shervin Pishevar. The capitalist knows the economy. He was an early investor in Uber which has seen incredible success and he founded Sherpa Capital.

But Shervin Pishevar has been in hiding of late. Enemies that he has picked up along the way are attempting to harm his image. They have flung sexual harassment accusations at him which has made it difficult for the capitalist to run his own company. He resigned his post at Sherpa Capital because he doesn’t want his enemies to harm his company while they try to defame his image. He’s been silent ever since.

You can certainly tell that he misses his work. His tweet storm centers around the economy, the stock market, technology, investments and more. It seems the messages revolve around everything he would be talking about at Sherpa Capital. Instead, he has the Twitter-verse as a captive audience.

One of the most fascinating messages that came out of the 21-tweet storm concerns infrastructure. It’s long been a promise of President Trump to invest money into infrastructure. That has not happened. Instead, American infrastructure has been left to rot and decay. But Shervin Pishevar thinks the American people should start thinking about the long term.

His tweets point to technology innovated by Elon Musk. Shervin Pishevar believes that the American people should invest in something called a hyperloop. This type of transportation essentially uses the same technology that keeps a table hockey puck afloat. But the air pressure can be used to send a train to another city at an unbelievable speed. Engineers believe that they can get a train from Los Angeles to San Fransisco in less than 30 minutes. That’s quicker than a flight from LAX to SFO.

This forward thinking concerning infrastructure is the only way forward. Shervin Pishevar believes that the country needs to stop stalling, living in the past or looking back. Rather, he says the country needs to embrace the technologies of the future, and we need to stop deriding those who innovate these ideas.